Discount amounts and total savings will vary. Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Contact your local Allstate agent to find out whether Flood Insurance coverage is available in your area. Other terms, conditions and exclusions may apply. Excess Flood Insurance is subject to availability and qualifications. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. © 2022 Allstate Insurance Company, Northbrook, IL.Įxcess Flood Insurance coverage may currently be available in your state. NFIP flood policies are underwritten by the federal government and sold and administered by private insurance companies like Allstate through the Write Your Own (WYO) Program. The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. But your own rates will depend on your home’s flood risk, its structure and elevation, whether your coverage is through the NFIP or a private company, and several other factors. Note that most of the older LOMCs were incorporated in the current FEMA Maps, effective since September 11, 2009. The average cost of flood insurance in Florida is 964 per year, which is about 6 higher than the national average, according to our analysis of NFIP data. ¹Subject to National Flood Insurance Program terms, conditions and availability. For a listing of LOMCs older than June 1, 1997, call the MSC at 87 or Miami-Dade Countys Stormwater Utility Planning Division at 30.
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